Is proximity to water important? As a rule, the closer you are to desirable attractions of a given area, the more you're going to pay for that convenience.
Interview several local real estate agents before selecting one. Ask how many vacation home listings they have, how many years they've worked in the
business, and whether they have a particular specialty. Make sure you're comfortable trusting the person you choose with your search.
View various homes in different settings. Get a sense of how location, size of the homes and other factors affect price differences.
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Consider ongoing maintenance. How will you keep the house up if you're not there all the time, particularly if it's subject to a wide variety of weather conditions?
Factor in the cost of hiring a local individual or service to look after the property in your absence.
Review How to Buy a House for the rest of the house-buying process.
Check with the HOA, if there is one, for any restrictions on renting out your property. You may be limited in the amount of time the property can be occupied by someone else.
Look out for Uncle Sam, who gets into the act too: If you make a vacation home available for rent for more than 14 days in a year, the IRS categorizes it as an
income property rather than a residence. You'll be paying taxes on the net rental income after expenses, which could bump you into the next tax bracket.
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